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question BettyBoo : What is your opinion of Consumer Reports Online service. Do you really get paid to, or is it a scam.?
best answer:

response from vb
“Consumer Reports” is a testing service. Their online site is to (pay to use the site) to its members access to information. The company and the place is not a Betrug.Wenn any claim that you join their website, do surveys and get paid for what they are claiming fraudulently, CR and should be avoided at all costs.

know better? Leave your own answer in the comments!

Long Island, New York (PRWEB) December 20, 2011

Credit card billing disputes are the most common national consumer complaint, according to a consumer response report published in November 2011 by the Consumer Financial Protection Bureau, which is a U.S. governmental agency that enforces federal consumer financial laws.

The Consumer Financial Protection Bureau (CFPB) collected various credit card-related complaints from consumers over a three-month period and analyzed and how they were handled by credit card companies. The CFPB provided the report to law enforcement authorities in order to make markets more effective for consumers and to protect the nations consumers from unfair or deceptive practices.

Consumers who currently have billing disputes with credit card providers can seek a remedy for their dispute under the national Fair Credit Billing Act. This Act, which is part of the Truth in Lending Act, allows consumers to dispute with a credit card company various types of billing errors.

According to Andrew M. Doktofsky, a billing dispute lawyer in Long Island, The Fair Credit Billing Act provides a remedy for consumers who have disputes associated with open-end credit, including credit card companies. The FCBA covers a variety of consumer billing disputes. Once an individual gives the creditor timely notice of a billing error, the creditor is not permitted to take any action to collect the disputed amount from the consumer, until the creditor conducts a reasonable investigation of the billing error. Further, the creditor cannot report the consumer as delinquent, or threaten the consumers credit rating, pending resolution of the disputed amount.

A consumer may dispute any of the following types of credit card billing errors:

????Unauthorized charges,
????Incorrect billing statement amounts,
????Payments or credits not posted to the account,
????Charges not identifiable from the information provided,
????Charges for goods or services not accepted by the consumer,
????Charges for goods or services not delivered or accepted as agreed,
????Charges listing the wrong charge amount,
????Math or computation errors on the billing statement, and
????Bills sent to an incorrect address.

If the creditor fails to comply with the FCBA, the consumer may sue the creditor under the Fair Credit Billing Act to recover actual damages, statutory damages and attorneys fees and costs. The statutory damages awarded are twice the finance charge, with a minimum of $ 500 and a maximum of $ 5,000.

The CFPB will provide another avenue for consumers to seek protections against unlawful, deceptive, abusive or unfair creditor practices. The agency aims to send consumer complaints to the credit provider or credit card company complained about, and permit the lender to address the complaint with the CFPB within 15 days and explain what they are doing to resolve the issue.

Long Island unlawful creditor practice attorney Andrew M. Doktofsky stated, Unfortunately, many creditor complaints have not been responded to and have been ignored in the past, which is a predominant reason why so many consumers rank billing disputes as their top complaint. Previously, consumers have been required to pursue legal action in order to achieve any type of resolution. Hopefully, the CFPB will begin to regulate creditors and unlawful creditor practices in order to reduce unnecessary litigation.

Other consumer complaints ranking near the top of the report included interest rate issues, fraudulent charges and financial scams. The CFPB has also recently started to take complaints regarding home mortgages and other home loans in an effort to reduce the number of consumer complaints in this lending area. Congress gave the CFPB the ability to overhaul and oversee credit card companies, mortgage lenders, student loan lenders and other financial products in 2010.

Andrew M. Doktofsky is a Long Island consumer lawyer and represents clients throughout Suffolk County and Nassau County, New York, including the areas of Deer Park, Hempstead, Freeport, Long Beach, Glen Cove, Brentwood, Islip, Babylon, Huntington and Commack.

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Los Angeles, CA (PRWEB) October 24, 2011

FreePhoneNumberFinder.com, a leading online phone number finder, cautions residents of recent phone scam surfacing around the country. This robo-calling scam attempts to obtain consumers personal information, including bank account details and social security numbers over the phone or via text message to consumers mobile phones. Be on guard and use area codes and reverse phone finder from FreePhoneNumberFinder.com to know more about the caller before continuing any conversation.

A news bulletin from Metro West Daily News explains how the scam works:

An example of a script of a typical call is as follows: This is a call from (such-and-such) Bank. Your Mastercard account has been locked. Please press 1 now to unlock. The recording then instructs the individual to enter his or her card number in order to activate it.

A similar text message asks consumers to call a number to unlock their debit card. A typical message states: Dear (name) Bank customer, your account is locked. Toll free 1-(888)317-3670. That number connects to a recording which also instructs the individual to enter his or her debit card number in order to activate it.

FreePhoneNumberFinder.com urges consumers to protect their personal information and be on the lookout for robo-calling or texting scams. FreePhoneNumberFinder.com offers the following pre-cautions consumers should take in order to avoid becoming a victim of this scam:

> Consumers should never give out personal information to callers live or automated, that they do not initiate contact with.

> If a consumer receives a call or text of this nature they should contact their financial institution directly. They should not use the number provided and instead use a number found on a statement or the official website of the financial institution.

> Consumers should utilize a reverse phone lookup service like FreePhoneNumberFinder.com to obtain additional information like owner name, address about suspicious calls or text messages. FreePhoneNumberFinder.com enables consumers to easily find out more about the people or businesses associated with a landline or mobile phone number. For example, you can check out the area codes directory @ Michigan Phone Number Finder.

> Consumers who receive a robo-call or text message should contact the Federal Trade Commission at 1-877-382-4357 or online at ftc.gov where they can complete a report and provide information that can be used to prevent others from falling for this scam.

FreePhoneNumberFinder.com is a reverse phone number finder that combines the advantages of a reliable, complex free phone finder with those of a relevant search engine. In a matter of minutes, our customers find out everything there is to know on a certain phone number and the owner of that phone number without spending hours online to select relevant information. The information that FreePhoneNumberFinder.com reveals: address history, criminal records, location information and more help our customers to protect themselves, their families and their businesses. Please follow the official Phone Number Finder Blog for latest announcements.

About

FreePhoneNumberFinder.com provides information services that enable consumers to quickly and easily find services providing people and other information online by entering landline or cell phone numbers. Freephonenumberfinder.com aggregates, integrates, rates and delivers real-time people and phone search services from a variety of leading service providers to produce the best results in one location with consumer ratings eliminating the need for consumers to search across multiple websites.

Contact

If you have questions, please contact us at pr at freephonenumberfinder.com.

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Bellevue, WA (PRWEB) August 10, 2011

PublicRecordFinder.com, a leading provider of public record search and consumer protection services, is alerting the public of a recent scam involving a website that is fraudulently charging for Better Business Bureau complaint-resolution services. BBB?s across the country are issuing warnings about this scam that is surging across the United States and even areas in Canada.

According to a report from the Denver Post, the operators of this scam are charging consumers an up-front fee ranging from $ 1,500 to $ 18,000 for assistance in collecting money owed from businesses. However, the only service these con-artists provide is forwarding consumers? complaints to the BBB.

The BBB has received reports from consumers who received unsolicited phone calls from callers who identified themselves as victims of previous scams. The caller then goes on to try and solicit personal information from the unsuspecting consumer and encourages them to visit their website to complete an online report of their complaint. Once the consumer registers their complaint through the bogus website, they are contacted by someone claiming to be from the company who talks with them about their complaint and requests an upfront fee in exchange for handling their complaint.

After receiving the fee, the consumer is asked to provide additional details of the dispute so the phony online dispute service can determine whether or not to handle the ?case.? After a determination has been made the consumer is sent an information packet that includes an envelope addressed to BBB and a commitment to the consumer that their money will be recovered in 90 days. Once the 90 days are up and the consumer attempts to contact the company to get their money, they get no response, the money puts towards the fee is gone, and the unfortunate consumer has been scammed for the second time.

PublicRecordFinder.com offers the following tips to avoid becoming a victim of this scam:

????Do not pay a third party for BBB dispute resolution services, the BBB?s dispute-resolution services are available to the public at no charge. For disputes contact the local BBB directly.
????Be suspicious of unsolicited callers and never provide personal information to a stranger over the phone.
????Using caller ID, obtain the 10-digit number of the suspicious calls, then go to PublicRecordFinder.com, enter the number and run a search report to get more information about the individual or business that is calling.
????Always request everything in writing, especially if there is a transaction involved. Once you have documents with company information, run an address report on PublicRecordFinder.com to learn more about the company or individual associated with the address.
????Research companies before doing business with them. Look for complaints on BBB?s website or other consumer complaint forums.

About PublicRecordFinder.com

Public Record Finder indexes various free public records websites to assist people in performing free public record searches and free background checks. Search public records through variety of government and public record links using our innovative cloud based technology. PublicRecordFinder.com continuously looks out for new public records found online and makes every effort to keep our website updated with latest public record information. Visitors to our site can automatically uses tools such as easy to use instant search to access public records nationwide and compare results quickly.

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this video will give you the full explaination of how to file a I Don’t Think it could happend to me, Internet, Credit card, mobile, pan card Scam Fraud Compaints, Post your complaints, complaint like if some one cheated you, then file a complaint againts the product on www.consumer-reports.in

Some time ago, ABC news did a report on Nigerian 419 advanced fee fraud scams in Nigeria. A good video to watch of you are curious on to how these scams work.
Video Rating: 4 / 5